Their RESP should
grow as fast
as they do

Keep more of your money

Access from anywhere

Diversified portfolios

Start with a trial account or jump right in. Either way, we'll build you a well-diversified RESP of low-cost ETFs that suits you and your child's needs, and rebalance it as needed to keep you on track.

Track performance, fees, and more using our desktop dashboard and mobile app. If you have questions about your account, you can reach us by phone, email or live chat.

Don't let your returns get eroded by fees. Our technology and fund selection allow us to keep costs to a minimum, so you keep more of your money working for you.

Save Thousands in Fees with a ModernAdvisor RESP

Your RESP is designed by professional portfolio managers

Track your RESP on your computer or mobile

Ultra-low fees means more money for school

As seen in:

Open an RESP account now

Jordan Gutierrez

COO at Wishpond Technologies

"They make investing really easy for me by creating a diversified portfolio that’s tailored to my personal plans and goals – plus, I save a bunch of money. ModernAdvisor is a perfect fit for Canadian investors."

Kylah Adams

Admissions, Pickering College

"Now that I have an investment portfolio built for my financial goals, I never have to worry about my investments. ModernAdvisor is easy to use and takes care of everything for me."

Start building your child's future today - you'll be glad you did.

What our clients are saying:


Julia Chung

Owner, JYC Financial

“As a financial planner, it makes me happy to see transparent, low-cost, easy-to-use investing options available to Canadians. Companies like ModernAdvisor are levelling the playing field and making high-quality investments accessible to everyone.”

Why choose ModernAdvisor for your child's RESP:


  • Sign up from home, no appointment required. Creating, funding, or transferring your RESP - do all of it online, when it's convenient for you.
  • We have super-low management fees (as in, much lower than a typical bank). Over time, these fee savings add up to a lot of tuition money.
  • Qualify for government grants (aka free money!) with the Canada Learning Bond (CLB) and Canada Education Savings Grant (CESG). 
  • Advice that grows with your child. Tell us your child's age and we'll recommend an investment portfolio and adjust the risk level as your child grows.

For example, a family contributing $2,000 per year to maximize government grants could save over $8,500 in fees1 over 18 years by choosing ModernAdvisor.

That's more than the value of the grants!

1 Assumes annual contributions of $2,000 and $400 annually in government grants. Fees for the average mutual fund: 2.35% compared to 0.70% for the ModernAdvisor portfolio. We assumed both earned 6% each year before fees.


Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in loss. We do not provide financial planning services to individual investors. Modern Advisor Canada Inc. is registered with provincial securities commissions in all Canadian provinces and the Northwest Territories.

Open an RESP account now
Open an RESP account now